personal loan from chase bank?

[asiarush]

Guys, I need a loan for 10 grand/personal from Chase bank.To pay off some debt, not bookie debt!........I have decent credit, not much savings at chase, and checking acct, just enough to pay bills.............What are the chances???.....what kind of questions or info to I have to show.......

Any help would be appreciated! Thank you

 

[Notebook]

Well as a former banker, do you own any assets such as a house or a car? They are probably going to look at that first - see if you have any collateral. If not, have you had any previous revolving credit for around that amount before? If so, then that will increase your chances.

 

[asiarush]

anyone else have info???


thanks

 

[Gutterguy]

I once got $9500.00 a loan through Beneficial with a ridiculous interest rate (18%), but it really helped me get out of a jam. It was what they call a non secured loan. Did not need collateral. I payed like 250 bucks a month.


Not suggesting you go that route, but just an option.

Bro

 

[epper]

hey

they will want collateral....need it, not matter what your credit is...DO you won a house/condo/land? The they could or you would be better to take a equity line, even though they are going up fast

 

[epper]

oh

forgot to add, they will surely give you a Chase CC which is an option, not a great one, but one..what's the % you are paying on your current debt? You may be better to to work a plan and pay it off monthly and if it is personal write an IOU at a reduced rate and have a document signed for like 5%.....